legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes

legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes

Course Outcomes

  • Accounting and Finance (University of Exeter, UK)
  • MBA- Finance (SZABIST, Islamabad)
  • Certified Financial Consultant (IFC , Canada)
  • Certifications in Project Management, Monitoring and Evaluation and Research Policy Development and Futures.
  • Consultant with SDPI
  • Senior Researcher with TP WING, MOC
  • Visiting Faculty various universities and institutes.
  • This is an introductory course
  • With the core objective of giving an overview of the banking supervision globally and as it exists in Pakistan
  • Explaining its functions and importance
  • How it is regulated and Statutes providing legal guidelines for banking operations.
  • This course covers the policies, laws and regulations which govern the banking sector as well as the role of the supervisor/ regulator i.e., the State Bank of Pakistan.
  • The course also touches upon the banking practices globally and those specific to the Pakistan.
legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes

legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes

After the successful completion of this course, students will have:

  • Knowledge and understanding of:
    • Importance of Banking Supervision
    • Banking sector in Pakistan
    • Role of the Supervisor/ Regulator
    • Laws which govern banking sector
    • Prudential Regulations
    • Banking Companies Ordinance
    • Other Banking Laws

Course Contents

  • Section 1 Why and How Should Banks Be Regulated?
    • Key Objectives of Bank Regulation
    • Regulatory Issues Illuminated by the 2007 Banking Crisis
    • The 2007 Crisis – Analysis and Response of the Banking Regulatory Crises
    • Lessons for Regulators from the 2007 Crisis
    • Types of Bank Regulation
  • Section 2 Banking Supervision and Regulation
    • Key Phases in Bank Regulation (Part 1)
    • Regulating Bank Capital Adequacy (Part 2)
    • Background – The 1988 Basel Accord
    • The Basel II Accord
  • Section 3 The Institutional Structure of Financial Regulation
    • Approaches to Institutional Structure for Financial Regulation
    • Why is Regulatory Structure Important?
    • Regulatory Structure and the Role of the Central Bank
    • Guidelines of the State Bank of Pakistan
  • Section 4 The Prudential Supervision of Banks
    • The Prudential Supervision of Banks
    • Basel Core Principles for Effective Banking Supervision
    • The Effectiveness of Different Supervision Approaches
  • Section 5 Bank Crises – Weak Banks and Lender-of-Last-Resort Support
    • Introduction
    • Lender-of-Last-Resort Facilities (LOLR)
    • LOLR to Illiquid but Solvent Banks
    • LOLR to Illiquid, Possibly Insolvent, Banks

  • Section 6 Restructuring Failed Banks and Protecting Depositors
    • Resolving Bank Failures
    • Resolving ic Banking Crises
    • Deposit Insurance
  • Section 1 Why and How Should Banks Be Regulated?
    • Key Objectives of Bank Regulation
    • Regulatory Issues Illuminated by the 2007 Banking Crisis
    • The 2007 Crisis – Analysis and Response of the Banking Regulatory Crises
    • Lessons for Regulators from the 2007 Crisis
    • Types of Bank Regulation
  • The health of the economy and the effectiveness of monetary policy depend on a sound financial
  • Through supervising and regulating financial institutions, the State Bank is better able to make policy decisions.
  • Bank supervision involves monitoring and examining the condition of banks and their compliance with laws and regulations.
  • If a bank under the State Bank’s jurisdiction is found to have problems or be noncompliant, the State Bank may use its authority to request that the bank correct the problems.
  • Bank regulation includes issuing specific regulations and guidelines to govern the operations, activities and acquisitions of banking organizations.

 

legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes

legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes