legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes
Course Outcomes
- Accounting and Finance (University of Exeter, UK)
- MBA- Finance (SZABIST, Islamabad)
- Certified Financial Consultant (IFC , Canada)
- Certifications in Project Management, Monitoring and Evaluation and Research Policy Development and Futures.
- Consultant with SDPI
- Senior Researcher with TP WING, MOC
- Visiting Faculty various universities and institutes.
- This is an introductory course
- With the core objective of giving an overview of the banking supervision globally and as it exists in Pakistan
- Explaining its functions and importance
- How it is regulated and Statutes providing legal guidelines for banking operations.
- This course covers the policies, laws and regulations which govern the banking sector as well as the role of the supervisor/ regulator i.e., the State Bank of Pakistan.
- The course also touches upon the banking practices globally and those specific to the Pakistan.
legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes
After the successful completion of this course, students will have:
- Knowledge and understanding of:
- Importance of Banking Supervision
- Banking sector in Pakistan
- Role of the Supervisor/ Regulator
- Laws which govern banking sector
- Prudential Regulations
- Banking Companies Ordinance
- Other Banking Laws
Course Contents
- Section 1 Why and How Should Banks Be Regulated?
- Key Objectives of Bank Regulation
- Regulatory Issues Illuminated by the 2007 Banking Crisis
- The 2007 Crisis – Analysis and Response of the Banking Regulatory Crises
- Lessons for Regulators from the 2007 Crisis
- Types of Bank Regulation
- Section 2 Banking Supervision and Regulation
- Key Phases in Bank Regulation (Part 1)
- Regulating Bank Capital Adequacy (Part 2)
- Background – The 1988 Basel Accord
- The Basel II Accord
- Section 3 The Institutional Structure of Financial Regulation
- Approaches to Institutional Structure for Financial Regulation
- Why is Regulatory Structure Important?
- Regulatory Structure and the Role of the Central Bank
- Guidelines of the State Bank of Pakistan
- Section 4 The Prudential Supervision of Banks
- The Prudential Supervision of Banks
- Basel Core Principles for Effective Banking Supervision
- The Effectiveness of Different Supervision Approaches
- Section 5 Bank Crises – Weak Banks and Lender-of-Last-Resort Support
- Introduction
- Lender-of-Last-Resort Facilities (LOLR)
- LOLR to Illiquid but Solvent Banks
- LOLR to Illiquid, Possibly Insolvent, Banks
- Section 6 Restructuring Failed Banks and Protecting Depositors
- Resolving Bank Failures
- Resolving ic Banking Crises
- Deposit Insurance
- Section 1 Why and How Should Banks Be Regulated?
- Key Objectives of Bank Regulation
- Regulatory Issues Illuminated by the 2007 Banking Crisis
- The 2007 Crisis – Analysis and Response of the Banking Regulatory Crises
- Lessons for Regulators from the 2007 Crisis
- Types of Bank Regulation
- The health of the economy and the effectiveness of monetary policy depend on a sound financial
- Through supervising and regulating financial institutions, the State Bank is better able to make policy decisions.
- Bank supervision involves monitoring and examining the condition of banks and their compliance with laws and regulations.
- If a bank under the State Bank’s jurisdiction is found to have problems or be noncompliant, the State Bank may use its authority to request that the bank correct the problems.
- Bank regulation includes issuing specific regulations and guidelines to govern the operations, activities and acquisitions of banking organizations.
legal and regulatory aspects of banking supervision in Hindi and Urdu |Handout Notes